If you are bad with your money, take control! For a month, write down every single thing you spend money on. Whether it be your monthly bills like rent, phone and car or cash at Starbucks, an app for your phone, or drinks at a bar, make sure you take note of every dime spent. At the end of the month, sit down and really examine where all your money has gone. I will bet you had no idea where your money was truly disappearing to.